Tap into Aave
Direct DeFi Access
Buy and earn Tier 1 digital assets with direct access to the leading decentralised finance platform—Aave.*
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Access global decentralised finance with Aave
Tap into the top DeFi platform to earn USD Coin, Wrapped Bitcoin or Ethereum. Start in minutes and withdraw back into AUD or crypto at any time.
Get started - verify your ID in minutes- Crypto and AUD deposits and withdrawals
- Access and manage your money 24/7
Holdings compound in USDC, Ethereum or Wrapped Bitcoin.
Learn more about USD Coin →
Learn more about Ethereum →
Learn more about Wrapped Bitcoin →
Block Earner Risk Framework →
How does it work?
Access the power of DeFi
Access Aave with no technical hurdles. Assets are protected with Fireblocks, an ISO and SOC2 certified digital asset custodian, trusted by the industry’s largest institutions. Please see our Risk Framework for more information.
- Tap into DeFi in one-click
- Access your crypto at any time
- Assets protected with Fireblocks security
Learn more about Aave →
Block Earner Risk Framework →
Put your assets to work
DeFi made easy
DeFi Access is the easiest way to tap into DeFi. Manage your money via desktop or mobile device. Access variable rates with no lock-ins.
- Earnings are in USD Coin, Wrapped Bitcoin & Ethereum
- Manage via Desktop or Mobile
- Top-up or withdraw AUD or crypto at any time
Block Earner
Risk Framework
The risk framework outlines key considerations for engaging with decentralised finance. Understanding these risks is essential for making informed decisions.
Support for 350+ coins
Get started today
We make it easy to buy, sell, and store cryptocurrencies. Our Sydney-based team is here to support you. Download the Block Earner app and start crypto trading today!
- Get started - verify your ID in minutes
- Easy AUD and crypto deposits and withdrawals
- Access and manage your money 24/7
Crypto-Backed Loans:
Fixed Term & Line of Credit
Choose a Fixed Term loan for 3-5 years with predictable repayments, or opt for a Line of Credit for up to 1 year, allowing you to repay on your own schedule. Enjoy easy access to AUD, and maintain your crypto exposure.
- Fixed Term rate of 11.50% (12.17% comparison rate*)
- Line of Credit rate of 9.50% (11.93% comparison rate*)
- Access both loan options conveniently in a single app
5.0
"Getting a btc backed loan was easy and fast. Congrats to the team for their excellent level of service."
5.0
"Excellent service, rates and user experience... From depositing crypto to money in my bank took less than 24hrs... Would recommend and use again in future."
5.0
"Great way to consolidate loans. Straightforward with keenly priced interest rates."
5.0
"Getting a btc backed loan was easy and fast. Congrats to the team for their excellent level of service."
5.0
"Excellent service, rates and user experience... From depositing crypto to money in my bank took less than 24hrs... Would recommend and use again in future."
- 1.Sign Up
Open your account
- 2.Get Verified
Verify your ID in minutes
- 3.Move Your Money
Deposit AUD or crypto to get started
Frequently asked questions
What tokens can I transfer into?
- You can access Tier 1 digital assets (BTC, ETH, USDC) through the leading decentralised finance platform Aave, we also support USDC on Compound.
Where can I learn more about Aave?
- You can learn more on their official website.
What are the DeFi Access fees?
- Please refer to our fee page
What is APY?
- APY stands for annual percentage yield. It is a standard calculation of the rate of return used in DeFi and crypto. Each DeFi Access asset has its own market of supply and demand with its own APY which changes constantly.
How are my earnings calculated?
- The yield is calculated based on the Aave lending market’s current supply and demand. On the Aave platform, yield is earned in aTokens. When you use Block Earner, just like when you use Aave, aTokens are simply added to your account according to the market rate for that token.
Which currency do I earn in?
- Yield is paid in the same token which is deposited. If you have aUSDC, you will earn aUSDC.
Is the transfer in instant?
- It takes up to 24 hours. You will receive a confirmation email from us when the transfer is confirmed.
Is the transfer out instant?
- It takes up to 24 hours. You will receive a confirmation email from us when the transfer out is confirmed.
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Trade 350+ Cryptocurrencies
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