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Excellence in Consumer Lending
2026 FinTech Australia Winner

About Block Earner

We're on a mission to provide everyday Australians with access to the benefits of blockchain finance.
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Award-Winning
  • Fintech Winner 2024 Badge
  • Wemoney Winner 2024 Badge
  • Blockies Winner 2024 Badge
  • Fintech Winner 2025 Badge
  • Finder Winner 2025 Badge
  • Finder Winner 2025 Badge
  • Finder Winner 2025 Badge
  • Finnies Winner 2026 Badge

As seen in

  • The Sydney Morning Gerald
  • Forbes
  • Financial Review
  • CoinTelegraph
  • CoinDesk
About us

Modernising finance for Australians today, the world tomorrow.

Block Earner was founded in 2021 with one mission — to make digital finance work for everyone. We bring your crypto into the real world — without needing to sell or rely on outdated systems.

The internet has transformed countless industries, yet traditional finance still lags behind — fragmented legacy infrastructure, and inefficiency. At Block Earner, we see this as an opportunity. We're building more accessible financial products — where digital assets offer real-world utility and unlock new possibilities for everyone.

Awards & Memberships

  • Fintech Winner 2024 Badge
  • Wemoney Winner 2024 Badge
  • Blockies Winner 2024 Badge
  • Fintech Winner 2025 Badge
  • Finder Winner 2025 Badge
  • Finder Winner 2025 Badge
  • Finder Winner 2025 Badge
  • Finnies Winner 2026 Badge
  • 2026 Winner - FinTech Australia Finnies Excellence in Consumer Lending
  • 2026 Winner - WeMoney Awards Best Crypto-Backed Lending
  • 2025 Winner - Finder Innovation Awards Most Innovative Team
  • 2025 Winner - Finder Innovation Awards Digital Assets & Web3 Innovation
  • 2025 Winner - Finder Innovation Awards Tech Innovation
  • 2025 Winner - FinTech Australia Finnies Excellence in Web3 (Blockchain or Crypto)
  • 2024 Winner - Digital Economy Council of Australia Blockies Financial Services Innovator of the Year
  • 2024 Winner - WeMoney Lending Innovation of the Year
  • 2024 Winner - FinTech Australia Finnies Excellence in Blockchain/Distributed Ledger
  • fintech australia
  • digital economy council of australia
Block Earner Sydney TeamBlock Earner Sydney Team

“Block Earner is Australia"s leading blockchain innovator, developing products that break down financial barriers for all Australians.”

— Charlie Karaboga, Co-founder & CEO

Meet the team

Charlie

Charlie

Co-founder, CEO

James

James

Director, CCO

Martin

Martin

Head of Engineering

Angie

Angie

Head of Product

Lina

Lina

Product Marketing Manager

Oscar

Oscar

Brand & Communications Manager

Lauren

Lauren

Growth & Partnerships Manager

Serhii

Serhii

Senior Frontend Developer

Alexander

Alexander

Senior Software Engineer

Igor

Igor

Senior Software Engineer

Richard

Richard

Software Engineer

Carlos

Carlos

Finance & Operations

Ahmet

Ahmet

Backend Developer

Ivana

Ivana

Test Automation Engineer

Steven

Steven

Graduate Business Analyst

Mariia

Mariia

Software Engineer

Rochelle

Rochelle

Customer Service

Sunny

Sunny

QA Engineer

Thuy

Thuy

QA Engineer

Hana

Hana

QA Engineer

Featured posts

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Review stars

Australian Fintech players are taking over the world. We are beyond excited to back the Block Earner team as they build out the first crypto native Fintech to serve Australia, and then the world.

Vance Spencer

Co-founder of Framework Ventures

Those searching for solutions seem unable to find reliable and long-term alternatives to record-low interest rates. We want Block Earner to be an answer to this.

Charlie Karaboga

Co-founder, CEO of Block Earner

Blockchain-based finance is obviously growing, and our goal is to bring some of those benefits to everyday people because the existing solutions clearly aren’t working for them.

Jordan Momtazi

Co-founder of Block Earner

At Block Earner, our goal is to simplify and communicate the benefits of decentralised finance for consumers and take blockchain technology on a path of mass adoption.

Apurva Chiranewala

General Manager of Block Earner

As seen in

  • The Sydney Morning Gerald
  • CoinDesk
  • Financial Review
  • CoinTelegraph
  • The Age

Careers

Help build the future of finance right here in Australia. Join our mission today.

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Additional information

*Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) under Australian Credit License 542689. *Capital is not covered by the Australian government deposit guarantee. For more info please see our Terms of Use and FAQs. Winner of 2024 WeMoney Award for Lending Innovation of the Year, 2026 WeMoney Award for Best Crypto-Backed Lending and 2026 FinTech Australia Award for Excellence in Consumer Lending for our Crypto-backed Loans. Winner of 2024 FinTech Australia Excellence in Blockchain/Distributed Ledger, 2024 Digital Economy Council of Australia Financial Services Innovator of the Year, 2025 FinTech Australia Excellence in Web3 (Blockchain or Crypto), 2025 Finder Innovation Awards Most Innovative Team, Tech Innovation and Digital Assets & Web3 Innovation. NB: These awards are for Block Earner's full suite of products and not specifically the Crypto-Backed Loans product.