2025 Finder Innovation Awards Winner

Most Innovative Team · Digital Assets & Web3
Innovation · Tech Innovation

Crypto treasury solutions
for your business

Australian businesses use Block Earner to add digital assets to their treasury, borrow up to $5M AUD without selling crypto, and access DeFi yield. All in one AUSTRAC-registered platform.
Trusted & Award-Winning
Crypto & Blockchain Finance
Trust Pilot
  • Fintech Winner 2024 Badge
  • Wemoney Winner 2024 Badge
  • Blockies Winner 2024 Badge
  • Fintech Winner 2025 Badge
  • Finder Winner 2025 Badge
  • Finder Winner 2025 Badge
  • Finder Winner 2025 Badge

As Seen In

  • The Sydney Morning Gerald
  • Forbes
  • Financial Review
  • CoinTelegraph
  • CoinDesk
Mobile Treasury hero

All your crypto business needs, in one place

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Crypto-Backed Loans

Borrow up to $5 million AUD using crypto

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Crypto Buy/Sell

Buy, sell and store 350+ cryptocurrencies

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DeFi Access

Tap into Aave in one-click

See how much you could borrow

Access AUD without selling crypto. Ideal for managing cashflow, payroll, or expansion.

Crypto-backed loans background for mobileCrypto-backed loans modal

Get started in
3 easy steps

  • 1.
    Register

    Sign up using your company, trust or SMSF details. Add authorised users as required.

  • 2.
    Get Verified

    Verify key individuals and your business entity to meet Australian regulatory requirements.

  • 3.
    Deploy Capital

    Once approved, you can buy, sell and manage crypto, borrow AUD using crypto, and access DeFi.

Open Business Account
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Why Australian businesseschoose Block Earner

Australian businesses choose Block Earner for compliant, crypto-backed finance solutions designed to support growth.

Business structures
we support

Block Earner crypto business treasury solutions support a wide range of Australian business and investment structures, including private companies, partnerships, sole traders, trusts, and Self-Managed Super Funds (SMSFs). Whether you’re operating a business or managing investments, onboarding is straightforward, compliant, and easy to navigate. For more information, please Book a Call with our team.

  • Private companies (Pty Ltd)

    Private companies (Pty Ltd)

    For operating businesses managing cashflow, treasury balances, payments, and access to AUD.

  • Partnerships

    Partnerships

    Designed for professional services firms and jointly owned businesses.

  • Sole traders

    Sole traders

    A simple way to manage business funds separately from personal finances.

  • Trusts

    Trusts

    Including family, unit, and discretionary trusts managing investments or distributions.

  • Self-Managed Super Funds (SMSFs)

    Self-Managed Super Funds (SMSFs)

    Purpose-built accounts for compliant digital asset exposure within super.

  • Open Business Account

Review stars

5.0

"Excellent service, rates and user experience... From depositing crypto to money in my bank took less than 24hrs... Would recommend and use again in future."

Tommy H —Feb 22, 2024
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AU
Review stars

5.0

"Great way to consolidate loans. Straightforward with keenly priced interest rates."

Andrew W —Feb 18, 2024
location-pin
AU
Review stars

5.0

"Getting a btc backed loan was easy and fast. Congrats to the team for their excellent level of service."

Antoine C —Feb 14, 2024
location-pin
AU
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Additional information

*Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) authorised representative 551024 of Mortgage Direct Pty Limited ACN 075 721 434 Australian Credit Licence 391876. *Capital is not covered by the Australian government deposit guarantee. For more info please see our Terms of Use and FAQs. Winner of 2024 WeMoney Lending Innovation of the Year award for our Crypto-backed Loans. Winner of 2024 FinTech Australia Excellence in Blockchain/Distributed Ledger, Winner of 2024 Digital Economy Council of Australia ‘Blockies’ Financial Services Innovator of the Year, Winner of 2025 FinTech Australia Excellence in Web3 (Blockchain or Crypto), Winner of 2025 Finder Innovation Awards Most Innovative Team, Tech Innovation and Digital Assets & Web3 Innovation. NB: These awards are for Block Earner's full suite of products and not specifically the Crypto-Backed Loans product.