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Excellence in Consumer Lending
2026 FinTech Australia Winner

Collective Shift &
Block Earner

Block Earner is trusted by thousands of Australians as their primary account for accessing the digital economy.
Award-Winning
  • Fintech Winner 2024 Badge
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  • Fintech Winner 2025 Badge
  • Finder Winner 2025 Badge
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As seen in

  • The Sydney Morning Gerald
  • Forbes
  • Financial Review
  • CoinTelegraph
  • CoinDesk
Collective Shift
Collective Shift & Block Earner

“Our mission is to empower individuals to achieve financial success and independence through the world of crypto”

Ben Simpson

Founder of Collective Shift

Review stars

5.0

"Excellent service, rates and user experience... From depositing crypto to money in my bank took less than 24hrs... Would recommend and use again in future."

Tommy H —

Feb 22, 2024

location-pinAU
Review stars

5.0

"Great way to consolidate loans. Straightforward with keenly priced interest rates."

Andrew W —

Feb 18, 2024

location-pinAU
Review stars

5.0

"Getting a btc backed loan was easy and fast. Congrats to the team for their excellent level of service."

Antoine C —

Feb 14, 2024

location-pinAU

As seen in

  • The Sydney Morning Gerald
  • CoinDesk
  • Financial Review
  • CoinTelegraph
  • The Age

All in one appplus

One account for the digital economy

Block Earner is the Home of Australia’s Crypto-Backed Loans, providing AUD loans using crypto assets as security. We also support seamless crypto trading with over 350+ supported coins. Plus, the safest and most efficient way to access to DeFi, all in one app.

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    Trade over 350+
    cryptocurrencies

    Use your cryptocurrency as security to borrow AUD without having to sell your digital assets.

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    Borrow AUD using
    cryptocurrency

    Get your borrowed cash fast, and direct to your bank account.

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    Flexible & fast AUDloans

    Flexible repayments for complete freedom. Get borrowed AUD fast, and direct to your bank account.

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    Protected with Fireblocks

    Fireblocks is an ISO and SOC2 certified digital asset custodian.

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    Australian Credit License

    Credit provided by Web3 Loans Pty Ltd under Australian Credit License 542689.*


*Approved applicants only. Terms, conditions, fees and charges apply. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) under Australian Credit License 542689. The comparison rate provided includes a 2% origination fee applicable to all loans, this is applied to the balance owing upon successful application. The rate provided above is indicative and your rate may be different based on a variety of factors, please read the terms and conditions before considering using this product. Rates are subject to change, the rate at which you open the loan is fixed for 12 months. T&Cs apply.


Mobile Appios & Androids

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Easy, accessible and free

The easiest way to
manage crypto and more

Manage your cryptocurrency in one app

Download App

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  • Download on the App Store
  • Download on Google Play
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Latest News & Announcements

Supported coins

Trade 350+ cryptocurrencies

Get in touch

Contact us

Additional information

*Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) under Australian Credit License 542689. *Capital is not covered by the Australian government deposit guarantee. For more info please see our Terms of Use and FAQs. Winner of 2024 WeMoney Award for Lending Innovation of the Year, 2026 WeMoney Award for Best Crypto-Backed Lending and 2026 FinTech Australia Award for Excellence in Consumer Lending for our Crypto-backed Loans. Winner of 2024 FinTech Australia Excellence in Blockchain/Distributed Ledger, 2024 Digital Economy Council of Australia Financial Services Innovator of the Year, 2025 FinTech Australia Excellence in Web3 (Blockchain or Crypto), 2025 Finder Innovation Awards Most Innovative Team, Tech Innovation and Digital Assets & Web3 Innovation. NB: These awards are for Block Earner's full suite of products and not specifically the Crypto-Backed Loans product.