AUD Loans
Borrow using crypto
Borrow Australian dollars, using your Bitcoin or
Ethereum as security.*
Go to Loans calculator ->
Backed by
Fixed rates
9.50
Interest rate*
11.93
Comparison rate*
Maintain crypto exposure- Borrow up to $5m AUD
- No lock-ins, repay anytime
Introducing crypto loans — what are they, and how to use them for
Ever heard of a crypto loan in Australia? Block Earner is giving crypto investors the chance to get the most out of their crypto portfolio with a flexible and low-cost fixed loan. With fixed rates for Bitcoin and Ethereum-backed loans, Block Earner can help you reach your goals.
- Access a fixed rate of 9.50% (11.93% comparison rate*)
- Get AUD funds within 24 hours of approval
- Manage your loan and LVR within our app
Discover a new wave of lending and submit your application with us today.
Min. Monthly repayments
$0.00 AUDRepay anytime*
Origination fee
$0.00 AUD2% of loan amount*
Maximum interest
$0.00 AUD12 month loan term, assuming no early repayments*
How interest works:
- Total Interest
- 2% Origination Fee
- Loan Amount
*Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) authorised representative 551024 of Mortgage Direct Pty Limited ACN 075 721 434 Australian Credit Licence 391876.T&Cs apply.
Schedule a call today
Get an answer fast
Borrow from $50 to $5m AUD, within 24 hours.
Download our step by step guide and book a call to learn more.
WeMoney Winner
2024 Lending
Innovation Of The Year
Make your crypto go further with a Crypto-Backed Loan
Make your crypto go further with Block Earner. Access up to $5m AUD. Rapid approvals. Flexible repayments. All within one app. It all starts with Block Earner, home of Australia’s leading crypto-backed loan.
- HODL your Bitcoin or Ethereum
- On-the-spot approvals
- No minimum monthly repayments
- Borrow up to $5m within 24 hours
Car upgrades
Buy your dream car, or cover unexpected costs
Travel
Pay for travel whenever you require a getaway
Debt consolidation
Simplify and manage your debt more effectively
Home improvement
Buy, redesign and renovate the place you call home
University
Invest in your education to build a bright future
Weddings
Handle the expenses for any special occasion
How does it work?
You can borrow AUD without selling your crypto. Once approved, AUD will be sent directly to your bank account within 24 hours.
You can manage your loan ratio with AUD or crypto. You have the flexibility to repay your loan on any schedule or in full the end of the 12 month period.
Stay on top of your LVR with in-app notifications, emails and SMS updates. We will also send you a weekly update about the status of your loan.
Borrow AUD
Borrow AUD using the Bitcoin or Ethereum in your account as security.
Rapid approval times
Get your borrowed cash fast, and direct to your bank account.
Flexible repayments
At the end of each month, any unpaid interest will compound on the balance due. T&Cs apply.
Maintain crypto exposure
By using Crypto-Backed Loans you maintain exposure to crypto price movements.
5.0
"Getting a btc backed loan was easy and fast. Congrats to the team for their excellent level of service."
5.0
"Excellent service, rates and user experience... From depositing crypto to money in my bank took less than 24hrs... Would recommend and use again in future."
5.0
"Great way to consolidate loans. Straightforward with keenly priced interest rates."
5.0
"Getting a btc backed loan was easy and fast. Congrats to the team for their excellent level of service."
5.0
"Excellent service, rates and user experience... From depositing crypto to money in my bank took less than 24hrs... Would recommend and use again in future."
- 1.
Sign Up
Open your account
- 2.
Get Verified
Verify your identity
- 3.
Borrow AUD
Buy or deposit crypto to get started
Block Earner Crypto-Backed Loans
Crypto-Backed Loans provide access to AUD with fixed interest rates for 12 months, rapid approval times, and flexible repayments, enabling you to make repayments when it suits you. Making it a new option for Australians looking to borrow AUD without selling their cryptocurrency.
Unlock Your
Digital AssetsUse your cryptocurrency as security to borrow AUD without having to sell your digital assets.
Get AUD
Within 24 hoursGet your borrowed cash fast, and direct to your bank account.
Flexible
RepaymentsFlexible repayment terms provide access to funds when you need them most.
Protected With
FireblocksFireblocks is an ISO and SOC2 certified digital asset custodian.
Australian
Credit LicenseAuthorised Representative (551024) offered under Australian Credit License (ACL 391876).*
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