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Block Earner Crypto-Backed Loans bagged three wins at the Finder Innovation Awards
25 Dec 2025
Block Earner won big in the 2025 Finder Innovation Awards, taking home three gold awards and a highly commended title. It’s testament to the hard work of the company focused on making crypto-backed financial products easier, safer and useful for everyday Australians.
Block Earner’s Crypto-Backed Line of Credit picked up gold in the Digital Assets & Web3, Most Innovative Team and Tech Innovation categories, plus a finalist spot for Lending Innovation.
Crypto adoption in Australia continues to increase and how Aussies want to use the asset continues to evolve. Beyond trading, everyday crypto holders seek practical financial tools that feel stable, compliant, and familiar; tools that make sense alongside their traditional savings accounts, loans, and investment products.
Australia’s Only Crypto-Backed Line of Credit
Here’s how it works:
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Borrow up to $5 million AUD using Bitcoin, Ethereum or stablecoins as security.
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Access same-day bank payouts.
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Benefit from a fixed interest rate.
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Enjoy full flexibility: borrow and repay at any time over a 12-month period.
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Use a clean, bank-like experience on desktop and mobile.
Block Earner’s product is built to mirror the ease and flexibility of decentralised finance (DeFi), but with the layers of security and compliance that Australians expect from a regulated financial service.
Why Crypto-Backed Loans matter right now
Around 6.2 million Australians own or have owned crypto and many of these Aussies are holding onto their crypto for long-term appreciation. They want access to cash without selling their assets so they can continue benefiting if their crypto increases in value.
Crypto-backed lines of credit make this possible. Among other things, Block Earner’s product lets users:
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Unlock liquidity without selling: Borrow against Bitcoin, Ethereum, or stablecoins while keeping their holdings intact.
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Borrow and repay with flexibility: Draw funds, repay, and redraw over a 12‑month period: Just like a traditional line of credit.
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Plan with confidence: A fixed interest rate provides predictable costs even if crypto prices fluctuate.
Crypto-Backed Loans solve a practical problem: they give Australians access to cash while keeping their crypto investment strategy intact.
This balance of flexibility, safety, and clear user experience is exactly what stood out to the 2025 Finder Innovation Awards judges. Block Earner showed crypto-backed products can be delivered in a way that’s secure, transparent, and useful for everyday Aussies.
As more Australians look for regulated, practical ways to use their digital assets, Block Earner’s award-winning work is helping shape the next chapter of crypto-backed finance
The full results of the 2025 Finder Innovation Awards can be found HERE.
Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.
About the author – Alison Banney
Alison Banney is the money editorial manager at Finder. She covers all areas of personal finance, and her areas of expertise are superannuation, banking and saving. She has written about finance for 10 years, having previously worked at Westpac and written for several other major banks and super funds.
