Terms Of Use - Block Earner

1. You are not required to register to use the Block Earner Platform. However, certain features on the Block Earner Platform (including the Services) may only be available if you do register.

2. When you register, you must provide a valid email address, a valid Australian mobile number and a password. You must keep your email address and password private, and not disclose them to any other person. If you have lost or forgotten your password, you can request that we send an email containing a password reset link to your registered email address.

3. By registering for an account, you agree to always take all reasonable steps to protect your username and password and not disclose it to anyone for any reason. Other than to log into the Block Earner Platform to access the Services, we will never ask you to disclose your password to us or to any third party via email or otherwise. We may ask you to change your password but, in any case, we recommend you do so regularly.

4. You agree to familiarise yourself with good practice concerning the selection and management of passwords. In particular, consider using a password management service and do not choose a password that you use for another service or is readily guessed from information that can be obtained about you.

5. If you have any suspicion that your username or password or other confidential information regarding your registration has been lost, stolen, accessed inappropriately or otherwise compromised, you should change your password and contact us at  as soon as possible. You also agree to contact us at as soon as possible if you actually become aware of the theft or misappropriation of your username or password, or of any unauthorised access in relation to your registration.

6. You must take your own precautions to ensure your access to the Block Earner Platform and Services does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system or other personal devices. We recommend that you install and use up to date anti-virus, anti-spyware and firewall software on your computer.

7. We may use your email address registered with us from time to time to send you confidential communications, including password resets. You agree to take reasonable steps to protect your registered email and keep it secure and only accessible by you.

8. You must not:

   1. register multiple times; or
   2. impersonate or create an account for any person other than yourself except where you have been authorised to create a non-individual account.

9. Subject to section 17(b), you may cancel your registration by notifying us at 

10. We may suspend or cancel your registration, either temporarily or permanently, if you breach, or we reasonably believe:

    1. your account is at risk, been compromised or for other general security reasons, in which case you will be unable to access your account until it is reactivated; or
    2. you have breached or fail to comply with any of these Terms or any other agreement in place relevant to the Block Earner Platform and Services.

1. To create an account and use the Services you must:

   1. if a natural person, be at least 18 years of age or the age of majority in the jurisdiction where you reside;
   2. be legally capable of entering into binding contracts;
   3. not have been previously suspended or removed from the Block Earner Platform or using the Services; and
   4. not currently already be registered on the Block Earner Platform except where you are acting as an Authorised Representative (defined at section 1.3(e)).

2. Block Earner is not obliged to accept any account applications and has sole and absolute discretion to accept or reject applications to open accounts. Block Earner has no responsibility or liability towards any applicant unless and until Block Earner provides written confirmation that an account has been successfully opened for such an applicant.

3. By creating an account and using the Services, you acknowledge and confirm that you meet the criteria contained in paragraph (a).

1. There are three types of account that can be registered on the Block Earner Platform, being personal, business and self-managed superannuation fund (SMSF) accounts.

2. Individual accounts are registered in the name of one natural person who is, and will continue to be, the only person authorised to take any action in the account. By opening an individual account, you represent and warrant that you are and will at all times continue to be the sole beneficial owner of the account and user of all Services.

3. Business accounts are owned by a company, association, partnership, government body or other legally recognised and/or incorporated group (interchangeably defined as an "Entity") holding an account on the Block Earner Platform in any capacity other than an individual capacity.

4. SMSF accounts are owned by the individual or Entity that is the trustee of the SMSF.

5. An Entity can apply to open an account through any natural person(s) who is duly authorised by the Entity to do so (Authorised Credit Representative). Authorised Representatives represent, warrant and agree, on behalf of the relevant Entity, as well as on their own behalf, that the Authorised Credit Representative:

   1. is fully authorised to bind the Entity and execute all documents or do all things necessary to otherwise complete our requirements in the Authorised Representative’s stated capacity;
   2. has provided us all documents or other information necessary to demonstrate and verify that authority; and
   3. will provide other documents and complete other requirements as we may request from time to time.

6. We may refuse to recognise any such authorisation in relation to a business or SMSF account if, in our sole and absolute discretion, it appears to be incomplete or improperly executed.

7. By opening a business or SMSF account, the Authorised Representative represents and warrants on behalf of the Entity that the Entity is, and shall at all times continue to be, the sole beneficial owner of the account and user of all Services provided by Block Earner and that the ultimate beneficial owners of all assets belonging to the Entity are as represented during the establishment of the account.

1. Each user will have access to a fiat account with an Australian authorised deposit-taking institution in Block Earner’s name where users can deposit, store and use fiat Australian dollars in accordance with these Terms (Fiat Account). You acknowledge and agree that the Fiat Account is not a banking facility and that Block Earner is not a banking institution.

2. You can use the Australian dollars in the Fiat Account at any time for:

   1. a withdrawal to an Australian bank account in your name, noting that there is up to two (2) business days processing time for withdrawals;
   2. transferring Australian dollars to any other bank account with Australian authorised deposit-taking institutions (Outward Fiat Transfers), including by way of EFT, BPay and PayID; or
   3. making any transaction under this section 4.

3. You can receive Australian dollars in the Fiat Account at any time by:

   1. depositing Australian dollars into the Fiat Account from an Australian bank account in your name; or
   2. making any transaction under this section 4.

4. Users do not earn any interest on their Australian dollars held in the Fiat Account.

5. Except as provided in these Terms, any use of the Fiat Account or any amounts in it for any other purpose is expressly prohibited.

6. Upon termination of your account, you will have 7 calendar days to withdraw any amounts in the Fiat Account to an Australian bank account in your name.

7. Block Earner will process Outward Fiat Transfers in accordance with the instructions we receive from you. Outward Fiat Transfers cannot be reversed once they have requested. You are responsible for verifying all Outward Fiat Transfer information prior to submitting instructions to us (including the amount you wish to transfer and the destination bank account). Block Earner is not responsible for any loss, damage or expense suffered or incurred arising from any Outward Fiat Transfer information that you provide.

1. Each user will have access to one or more custodian cryptocurrency wallet hosted by Block Earner where users can store, track, transfer, and manage supported cryptocurrency in accordance with these Terms (Crypto Wallet).

2. You can use the Crypto Wallet at any time for any transaction under this section 4.

3. Except as provided in these Terms, any use of the Crypto Wallet or any cryptocurrency in it for any other purpose is expressly prohibited.

1. Notwithstanding anything else in these Terms, your use of the Block Earner Platform will be subject to the following maximum limits:

   1. for Outward Fiat Transfers, you will not be able to make a transaction of $1,000 or more per transaction or per 1 calendar day. You will also not be able to hold more than $1,000 at any one time in the Fiat Account; and
   2. for any other transaction, you will not be able to make a transaction exceeding the amount listed on the Block Earner Platform from time to time as the maximum limit for that type of transaction. This maximum amount can be increased by following the steps set out in the “Settings” menu of your account or by contacting us at and we, at our sole discretion, decide to manually increase your limit.

2. Notwithstanding anything else in these Terms, your use of the Block Earner Platform will be subject to the following minimum limits:

   1. for any withdrawal or deposits of Australian dollars between the Fiat Account and an Australian bank account in your name, you will not be able to make a transaction of less than $1; and
   2. for any other transaction, you will not be able to make a transaction less than the amount listed on the Block Earner Platform from time to time as the minimum limit for that type of transaction.

1. At any time, you may:

   1. transfer cryptocurrency held in a digital wallet that you own (that is not the Crypto Wallet) to the Crypto Wallet (Deposit); or
   2. transfer cryptocurrency held in the Crypto Wallet to a digital wallet that you own (that is not the Crypto Wallet) (Withdrawal).

2. The specific cryptocurrencies available for the Deposit and Withdrawal Services will be listed on the Block Earner Platform from time to time.

3. For a Deposit:

   1. you must select the cryptocurrency and the network for the Deposit;
   2. before you confirm a request to make a Deposit, we will notify you of the applicable fee charged by Block Earner for the Deposit, any fee charged by any relevant cryptocurrency exchange platforms or the selected network, and the final amount that will be deposited in the Crypto Wallet;
   3. once you have confirmed the Deposit, the Block Earner Platform will generate a digital wallet address to which you can make the Deposit (Deposit Address); and
   4. the Deposit Address will be valid for a limited time only and only for the Deposit as detailed in your request.

4. For a Withdrawal:

   1. you must select the cryptocurrency and the network for the Withdrawal;
   2. before you confirm a request to make a Withdrawal, we will notify you of the applicable fee charged by Block Earner for the Withdrawal, any fee charged by the selected network (which if displayed in fiat currency is an approximate rate after converting into that fiat currency), and the final amount that will be transferred into a digital wallet that you own (that is not the Crypto Wallet); and
   3. the Withdrawal will be processed once you have confirmed it.

5. You acknowledge and agree that:

   1. certain networks or third party platforms may require you to input additional details or authentication before a Deposit or Withdrawal can proceed;
   2. Deposits and Withdrawals via smart contracts or smart contract addresses are not supported on the Block Earner Platform;
   3. after confirming a Deposit or Withdrawal, there may be delays until the transaction is carried out which will depend on the network selected or any third party platform;
   4. if the cryptocurrency subject of the Deposit or Withdrawal is a De-Fi Token (see clause 4.5(b)), your request of the transaction, our notice to you regarding fees and amounts, your confirmation of the transaction and our processing of the transaction are manual processes which may be subject to administrative delays; and
   5. Withdrawals may be subject to further fees imposed by third parties.

6. You warrant that the relevant digital wallet from which you make a Deposit or to which you make a Withdrawal is owned by you.
7. We will not be responsible for any act, omission or error made by you in relation to any Deposit or Withdrawal, including for any errors you make in the relevant request.
8. If you require any assistance with the Deposit or the Withdrawal, you can contact us via the Block Earner Platform.

1. To participate in the De-Fi Access Service, you must have Australian dollars in the Fiat Account or cryptocurrency in the Crypto Wallet.

2. Under the De-Fi Access Service, users can exchange:

   1. Australian dollars in the Fiat Account for Aave USDC (aUSDC), aWETH, aWBTC or Compound USDC (cUSDC) (known as ‘Aave USD Coin, aWETH, aWBTC (DeFi-based)’ and ‘Compound USD Coin (DeFi-based)’) or any other tokens Block Earner may add to the De-Fi Access Service on the Block Earner Platform from time to time (collectively, De-Fi Tokens) in the Crypto Wallet; or
   2. the De-Fi Tokens in the Crypto Wallet for Australian dollars in the Fiat Account.

3. You acknowledge and agree that:

   1. Block Earner may facilitate the exchange by exchanging the user’s Australian dollars in the Fiat Account either directly for the corresponding amount of De-Fi Tokens in the Crypto Wallet or for an intermediary token (any number of times) before then exchanging that intermediary token for the corresponding amount of De-Fi Tokens in the Crypto Wallet, and vice versa;
   2. each transaction constitutes a transaction between you and Block Earner as principal. Block Earner facilitates transactions with you through back-to-back transactions with third parties that may correlate to transactions entered into with you, however Block Earner is not acting on your behalf in relation to a transaction with such third parties. All monies owed by you under a transaction are owed to us as a principal counterparty and not to any other person. You do not have any relationship or engage in any transaction directly with any third parties through the Exchange Service;
   3. once you have nominated to proceed with exchanging your Australian dollars for De-Fi Tokens (or vice versa), this nomination is irrevocable. We may (in our absolute discretion) but are not required or obliged to, stop, refund, suspend or reverse any change of Australian dollars into De-Fi Tokens (or vice versa); and
   4. any transactions involving De-Fi Tokens may occur up to two (2) calendar days after the day you nominate to proceed with the transaction. Block Earner is not responsible for any loss, damage or expense suffered or incurred arising from these delays or loss incurred as a result of these delays.

4. The exchange rate for all exchanges under section 4.5(b) will be displayed to the user before confirming the transaction. Block Earner will notify you on the Block Earner Platform if it will receive a benefit for these exchanges and that benefit is included in the displayed exchange rate.

5. In addition to the exchange rate, Block Earner charges the user a fee for all exchanges under section 4.5(b) which will be displayed to the user before confirming the transaction.

1. To participate in the Exchange Service, you must have Australian dollars in the Fiat Account or cryptocurrency in the Crypto Wallet.

2. Under the Exchange Service, users can exchange:

   1. Australian dollars in the Fiat Account for Paxos Gold (Paxos Gold) or other cryptocurrency in the Crypto Wallet, where those other cryptocurrencies available for these exchanges will be listed on the Block Earner Platform from time to time (Exchange Cryptocurrencies); or
   2. Paxos Gold or the Exchange Cryptocurrencies in the Crypto Wallet for Australian dollars in the Fiat Account.

3. You acknowledge and agree that:

   1. Block Earner may facilitate the exchange by exchanging the user’s Australian dollars in the Fiat Account either directly for the corresponding amount of Paxos Gold or Exchange Cryptocurrencies in the Crypto Wallet, or for an intermediary cryptocurrency (any number of times) before then exchanging that intermediary cryptocurrency for the corresponding amount of Paxos Gold or Exchange Cryptocurrencies in the Crypto Wallet, and vice versa;
   2. each transaction constitutes a transaction between you and Block Earner as principal. Block Earner facilitates transactions with you through back-to-back transactions with third parties that may correlate to transactions entered into with you, however Block Earner is not acting on your behalf in relation to a transaction with such third parties. All monies owed by you under a transaction are owed to us as a principal counterparty and not to any other person. You do not have any relationship or engage in any transaction directly with any third parties through the Exchange Service;
   3. once you have nominated to proceed with exchanging your Australian dollars for Paxos Gold or Exchange Cryptocurrencies (or vice versa), this nomination is irrevocable. We may (in our absolute discretion) but are not required or obliged to, stop, refund, suspend or reverse any change of Australian dollars into Paxos Gold or Exchange Cryptocurrencies (or vice versa); and
   4. any transactions involving Paxos Gold or Exchange Cryptocurrencies may be subject to some delays from the time you nominate to proceed with the transaction. Provided those delays do not exceed two (2) calendar days, Block Earner is not responsible for any loss, damage or expense suffered or incurred arising from these delays or loss incurred as a result of these delays.

4. The exchange rate for all exchanges under section 4.6(b) will be displayed to the user before confirming the transaction. Block Earner will make it clear on the Block Earner Platform if it will receive a benefit for these exchanges and that benefit is included in the displayed exchange rate.

5. In addition to the exchange rate, Block Earner charges the user a fee for all exchanges under section 4.6(b) which will be displayed to the user before confirming the transaction.

6. The user can terminate their account at any time by contacting the Customer Service team at and can either:

   1. transfer the Paxos Gold to the user or a person nominated by the user (which may be another token trading platform provider); or
   2. sell the Paxos Gold in accordance with section 4.6(b)(ii).

1. To participate in the Access Service, you must have cryptocurrency in the Crypto Wallet.

2. Under the Access Service, Block Earner:

   1. streamlines user access to certain platforms, currently being Aave and Compound;
   2. aggregates the cUSDC, aWETH, aWBTC and aUSDC exchanged under the Exchange Service from all users who have nominated Compound or Aave and holds such cUSDC and aUSDC, aWETH, aWBTC in its Block Earner omnibus account on each platform (ie Compound or Aave). Access to Aave or Compound commences at the time the user’s cUSDC and aUSDC, aWETH, aWBTC is received by Block Earner and moved to Block Earner’s omnibus account on each platform (as at the date and time stamped on the blockchain confirmation). Each user’s cUSDC and/or aUSDC, aWETH, aWBTC holding is reflected in the user’s Block Earner Platform account. By using the Access Service, you acknowledge and agree that Block Earner will use an omnibus account on Compound and Aave; and
   3. is responsible for tracking and calculating returns on cUSDC and aUSDC or aWETH, or aWBTC for each user on its ledger. Block Earner will perform daily reconciliation procedures and update the displayed user holdings on Block Earner Platform accounts.

3. Block Earner displays performance data for Compound and Aave. Such data is updated daily and displays data for each platform for the last business day. You agree and acknowledge Block Earner produces such data as communicated to it by Compound and Aave and Block Earner is not responsible for any loss, damage or expense suffered or incurred arising from incorrect or erroneous data, excluding any mistake, fraud, negligence or wilful misconduct on the part of Block Earner.

4. Users can nominate to cease using the Access Service at any stage. Upon notifying Block Earner that a user wishes to cease using the Access Service, Block Earner will convert the nominated value of cUSDC or aUSDC or aWETH, or aWBTC to Australian dollars under the Exchange Service and transfer this amount to the Fiat Account. For cUSDC and aUSDC, Block Earner redeems the cryptocurrency with Compound and Aave respectively and receives USDC (including any earnings), which Block Earner then exchanges to Australian dollars and transfers to the Fiat Account for the relevant user.

5. All earnings from cUSDC or aUSDC, or aWETH, or aWBTC is passed through to the user. Block Earner does not pass along additional incentives or promotions offered by the underlying platforms (eg, deposit incentives on Aave where tokens are locked up for one year).

1. Block Earner reserves the right to cease offering any Service (except the Fiat Account) at any time, in its discretion (Discontinued Service).

2. Where Block Earner does cease offering the Discontinued Service, Block Earner:

   1. will provide you with at least 7 calendar days’ notice of any such cessation (Notice Period); and
   2. may, at its discretion, offer a new Service to which your cryptocurrency under the Discontinued Service may be migrated (New Service). Block Earner will communicate the terms of this migration to you (including notice of any additional fees).

3. Upon receiving notice of the Discontinued Service, you may end your use of the Discontinued Service in accordance with these Terms or, where a new Service is available, elect to migrate to the New Service in accordance with the terms communicated to you by Block Earner.

4. At the end of the Notice Period, if you have not taken any action under paragraph (c), you acknowledge and agree that Block Earner will exchange your cryptocurrency under the Discontinued Service and credit the Fiat Account with the corresponding Australian dollar value (using the Exchange Service), the balance of which will be displayed on your Block Earner Platform account. You may elect to use these funds to participate in the available Services or can request a withdrawal from the Fiat Account (see section 4.1(b)).

1. WEB3 Ventures Pty Ltd (ACN 655 090 869) is registered with the Australian Transaction Reports and Analysis Centre (AUSTRAC) as a digital currency exchange service provider (DCE100784590) and independent remittance provider (IND100784590).
2. We are required to comply with anti-money laundering and counter-terrorism financing (AML/CTF) laws, including the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) and the Anti-Money Laundering and Counter-Terrorism Financing Rules Instrument 2007 (No. 1) (AML/CTF Laws).
3. Prior to providing the Services to you, we will collect and verify your personal information as required under the AML/CTF Laws. We may also report your transaction activity to AUSTRAC.
4. You acknowledge and agree to provide all reasonable assistance to us in complying with our obligations under the AML/CTF Laws and warrant that all information provided to us is accurate and up to date. We may refuse to provide the Services to you and cancel your registration if you do not assist us in complying with the AML/CTF Laws.

5. Block Earner may at any time conduct audits and checks of transactions, bank accounts or cryptocurrency wallets used as part of the Services (whether in the past or present) and thereby:

   1. blacklist, block or otherwise prevent any bank account or cryptocurrency wallet from any transaction on the Block Earner Platform; and/or
   2. freeze or reverse transactions or disclose details of transactions to government authorities.
   Reasons for this include being required by law or court order or a transaction being involved in or suspected of being involved in breaches of AML/CTF laws, unlawful acts or suspicious activity. Block Earner is not responsible for any loss, damage or expense suffered or incurred arising from Block Earner taking any such actions.

In additional to logging into your account, the Block Earner Platform may require you to confirm any transaction under a Service using multi-factor authentication, which includes (but is not limited to) facial recognition, biometric authentication, SMS codes, passwords and security questions.

Our processes for collecting, storing and using your personal information pursuant to this clause 6 are set out in our privacy policy. See section 13 for more information.

This section sets out some of the risks involved in connection with cryptocurrency and using the Services. However, this section does not constitute an exhaustive list of such risks and as such, you should carefully consider whether using our Services is suitable for you in light of your circumstances.

1. The legal status of cryptocurrency (including cryptographic coins, tokens and digital assets) remains uncertain in many countries and jurisdictions around the world. Such cryptocurrency may be legally prohibited in certain countries or jurisdictions or be subject to specific restrictions and limitations with which you are solely responsible for complying at your own risk and expense. We take no position on the legal status of any cryptocurrency.
2. It is your responsibility to undertake your own investigations and enquiries and satisfy yourself of the legal status of the cryptocurrency (particularly in Australia). You acknowledge and agree that you use cryptocurrency through the Services at your own risk.
3. The Services will only support the cryptocurrency we determine from time to time (in our absolute discretion). However, it is your responsibility to ensure that you do not use any cryptocurrency through the Services that are financial products within the meaning of the Corporations Act. It is also your responsibility to ensure that you do not deal in any financial product cryptocurrency through the Services. We will not support financial products in any form.

1. Historically, the value of cryptocurrency has been highly volatile and there is a risk that they could have little to no value in the future. The trading or holding of cryptocurrency involves significant risks and the losses can be substantial. It may be difficult to value cryptocurrency accurately and reliably given the nature of their trading and difficulty in identifying fundamentals. You should carefully consider and assess whether trading or holding cryptocurrency or using cryptocurrency-adjacent services is suitable for you depending upon your financial circumstances and tolerance to risk.
2. Due to the significant risks of trading cryptocurrency as well as the impact of technology and the international market, Block Earner cannot warrant or guarantee that particular cryptocurrency will be available as part of the Services. Block Earner reserves the right to stop offering trades in relation to particular cryptocurrency as part of the Services. We will use our reasonable endeavours to notify you if we cease to support trading a particular cryptocurrency.

1. Block Earner is not responsible or liable for any fiat currency sent to an incorrect bank account that is not the Fiat Account or an Australian bank account in the name of the user. It is important for you to take precautions when transferring and storing your funds or providing us with bank details. You should familiarise yourself with the security measures available when using a wallet service or other device for storage. Always take a greater degree of care and precaution to secure your passwords when operating in a digital environment. You are strongly advised to double check that you have inserted the correct wallet address or Australian bank account details where required.
2. If we determine (in our sole reasonable discretion) that transferring cryptocurrency or fiat currency to you would be unlawful, or in any way contrary to our AML/CTF obligations, we may suspend such a transfer for as long as we reasonably determine is required. You agree that when this occurs, you have no claims regarding the delayed transfer and agree to assist us with every request for information in this regard.
3. market conditions, or other operational or technical difficulties which could result in the immediate halt of transactions either temporarily or permanently. Provided that Block Earner has taken reasonable commercial and operational measures to prevent such events in technical systems controlled by Block Earner, Block Earner is not and will not be responsible or liable for any loss or damage of any kind incurred by you as a result of such cyber-attacks, operational or technical difficulties or suspensions of transactions.
4. In the event that we determine a volatile token no longer meets our listing criteria, we reserve the right to delist it at any time. Notification of a token delisting will be communicated to you through the platform. Consequently, you will no longer have the ability to buy or sell the token on our platform.

By using the Services, you represent and warrant to us at all times you use the Services that any fiat currency or cryptocurrency used by you in connection with the Services is owned by you or that you are validly authorised to carry out transactions using such fiat currency or cryptocurrency.

Block Earner’s third party cryptocurrency custody solution has its own insurance arrangements in place to cover any loss of crypto from hacks, third party risks and smart contract failures. Block Earner and Block Earner users are not party to this insurance arrangement.

1. All express or implied guarantees, warranties, representations, statements, terms and conditions relating to these Terms and the Block Earner Platform and Services that are not contained in these Terms, are excluded to the maximum extent permitted by law.

2. We are not responsible for any loss or damage caused, directly or indirectly, by any events, actions or omissions beyond our reasonable control. In particular, and without limiting paragraph (a):

   1. while we endeavour to provide convenient and functional Block Earner Platform and Services, we do not guarantee that your requirements will be met or that your use of the Block Earner Platform or Services will be uninterrupted error-free or that the Block Earner Platform and Services are free of viruses or other harmful components; and
   2. we cannot be responsible for any loss, corruption or interception of data sent to or from the Block Earner Platform which occurs outside of our computer system (such as those which occur while being sent over the internet).
3. Nothing in these terms of use excludes, restricts or modifies any guarantee, term, condition, warranty, or any right or remedy, implied or imposed by any legislation which cannot lawfully be excluded or limited.
4. If any guarantee, term, condition or warranty is implied into these terms of use under the Australian Consumer Law or any other applicable legislation (a Non-Excludable Provision) and we are able to limit your remedy for a breach of the Non-Excludable Provision, then our liability for a breach of the Non-Excludable Provision is limited to supplying of the Services again, or the payment of the cost of having the Services supplied again.
5. Subject to paragraphs (f) and (g) and our obligations under the Non-Excludable Provisions, and to the maximum extent permitted by law, our maximum aggregate liability for all claims under or relating to these Terms, the Services or the Block Earner Platform whether in contract, tort (including without limitation negligence), in equity, under statute, under an indemnity, or otherwise, based on fundamental breach or breach of a fundamental term or on any other basis, is limited to any fees paid by you to use the Block Earner Platform or use the Services. This limitation does not apply to any cryptocurrency or funds deposited with us that you are rightfully entitled to in accordance with these Terms.

6. Subject to our obligations under the Non-Excludable Provisions, and to the maximum extent permitted by law, we are not liable for, and no measure of damages will, under any circumstances, include:

   1. special, indirect, consequential, incidental or punitive damages; or
   2. damages for loss of profits, revenue, goodwill, anticipated savings or loss or corruption of data, whether in contract, tort (including negligence), in equity, under statute or on any other basis, whether or not such loss or damage was foreseeable and even if advised of the possibility of the loss or damage.
7. We may use third parties in certain features of the Block Earner Platform. These third parties include:
   1. Monoova - https://www.monoova.com/bpay-terms; and
   2. other third parties we may use from time to time.
   Your use of third parties is subject to your acknowledgement and acceptance of their terms of use.
8. Notwithstanding anything in these Terms, our liability to you is diminished to the extent that your acts or omissions (or those of a third party) contribute to or cause the loss or liability. Our liability is subject to your duty to mitigate your loss.

1. You represent and warrant that:

   1. you will only use the Block Earner Platform and Services in accordance with these Terms;
   2. you are duly authorised and have the capacity to provide each instruction and enter into each transaction using the Services;
   3. you will comply with all applicable laws of Australia and any other jurisdiction in which or from which you give instructions or enter transactions using the Services;
   4. all fiat currency amounts are sourced from legal origins that you own or otherwise have full legal authority to deal with such fiat currency;
   5. your use of the Services and entering into transactions does not infringe the rights of any third party or any applicable law; and
   6. you understand that your use of the Services may be suspended at any time at our discretion for breach of these Terms or at the request of any government authority investigating a fraud or other suspicious activity.
2. To the full extent permitted by applicable law, you agree to indemnify Block Earner against any action, liability, cost, claim, loss, damage, proceeding or expense suffered or incurred arising directly or indirectly from your use of the Block Earner Platform, Service or from your breach of these Terms.

The Block Earner Platform and Services may contain links to other third party websites and advertisements which include embedded links, which are provided for your information only. We have not reviewed any of the sited linked to the Block Earner Platform or Services and are not responsible for the content or accuracy of any offsite pages or any other sites linked to the Block Earner Platform or Services. The inclusion of any link or advertisement does not imply that we endorse or approve the linked site or the subject matter of the advertisement. You access third party websites entirely at your own risk and subject to the terms and conditions of use for those websites.

If you believe the Block Earner Platform or Services contain elements that are objectionable, or infringe copyright or any other rights please contact us at  and provide particulars of such content and a detailed description of why it is objectionable or infringing.

For further information about the Block Earner Platform, the Services, these terms of use, or to make a complaint, please contact us the details set out below.

Attention: Head of Customer Service

Email: