Unlock your Dream Home with a
Bitcoin-backed Home Loan

Info

Join the Waitlist Now!
Claim a $1,000 IKEA Voucher

Available to the first 500 approved loans.
T&Cs apply.

ikea
  • CheckAccess a home deposit up to $5 million, save thousands on LMI
  • CheckMaintain crypto exposure, pay interest-only for up to 4 years
  • CheckBlock Earner handles your deposit, our lending partner handles your mortgage
Enter your details below to join the waitlist →

Backed by

Partners
Trust Pilot
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  • Wemoney Winner 2024 Badge
  • Blockies Winner 2024 Badge
  • Fintech Winner 2025 Badge
Crypto backed home loan
Approved applicants only. Terms, conditions, fees and charges apply. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) authorised representative 551024 of Mortgage Direct Pty Limited ACN 075 721 434 Australian Credit Licence 391876. Registering does not guarantee access/approval, this product is under development and all information, including any estimates or calculations, is indicative only. Please seek professional financial advice before contemplating this or any credit products. First 500 waitlist members approved for a loan receive a $1,000 IKEA voucher upon meeting loan terms. See IKEA Voucher Promotion T&Cs for details. Offer subject to change or withdrawal at any time. See Target Market Determination (TMD). *Winner of 2024 Finnies Excellence in Blockchain/Distributed Ledger, 2024 Blockies Financial Services Innovator of the Year, and 2025 Finnies Excellence in Web3 (Blockchain or Crypto). Winner of the 2024 WeMoney Lending Innovation of the Year award for our Crypto-backed Loans. NB: These awards are for Block Earner's full suite of products and not specifically Bitcoin-Backed Home Loans.
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How the Home Loan application works

Follow these simple steps to unlock your crypto's potential and secure your home deposit. Provide your crypto details and mortgage details below to join the waitlist. We're here to guide you through the process.

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    Crypto details

    Enter your crypto details to see how much you could borrow with your Bitcoin-backed home loan.

    Step 1

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    Loan details

    Share details about your loan purpose and financial position so our lending partner(s) can assess how much you could borrow.

    Step 2

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    Pre-approval

    Block Earner and our lending partner(s) will assess your loan application, and update you on the next steps.

    Step 3

Homeloan
* Please note that the comparison rate must be calculated as one of the designated amounts and terms prescribed by the NCC. We have included $150,000 over a term of 25 years as the basis for the comparison rate calculation this is the amount and term that we believe will most closely resemble the typical amount of credit and term initially provided by Block Earner for the product being advertised. Comparison rates are based on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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Explore your options with
Block Earner

Whether you're buying your first home, investing in property, or refinancing, our Bitcoin-backed home loans could help you unlock the value of your crypto to make your financial goals a reality.

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    Own your dream home

    Saving up 20% of a dream home can be a long journey. Unlock value in your crypto to top up your deposit and potentially save big on LMI.

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    Investment in property

    Not every home you buy you have to live in. Release equity from your Bitcoin holdings to gain exposure to the property market.

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    Refinance and save

    Repaying your home loan early is a common goal. Releasing equity from your crypto can help you pay off your loan sooner and save on home loan interest.

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Home Loansplus

Flexible interest repayment options

Repay your loan with flexible options, including AUD repayments monthly or quarterly, weekly crypto sales, or a combination of AUD and crypto.

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    Repay interest with AUD

    Repay your interest with AUD by choosing monthly or quarterly instalments, tailored to suit your financial preferences and cash flow needs.

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    Sell crypto to repay interest

    Choose to sell your crypto to repay your interest. A hassle-free way to manage your loan on your terms. Enjoy a frictionless repayment process that works for you.

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    Repay with AUD and crypto

    Enjoy the freedom to repay your interest in a way that suits you. Choose to repay with AUD or crypto, seamlessly switching between both options.

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