Believe in the future of XRP?
Access AUD without selling

Borrow up to $5 million AUD within 24 hours, using your XRP as security.* Join the waitlist below for the latest updates.

XRP-backed loan waitlist
Approved applicants only. Terms, conditions, fees and charges apply. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) authorised representative 551024 of Mortgage Direct Pty Limited ACN 075 721 434 Australian Credit Licence 391876. Registering does not guarantee access/approval, this product is under development and all information, including any estimates or calculations, is indicative only. Please seek professional financial advice before contemplating this or any credit products. See Target Market Determination (TMD). *Winner of 2024 Finnies Excellence in Blockchain/Distributed Ledger, Winner of 2024 Blockies Financial Services Innovator of the Year and Winner of 2025 Finnies Excellence in Web3 (Blockchain or Crypto). Winner of the 2024 WeMoney Lending Innovation of the Year award for our Crypto-backed Loans. NB: These awards are for Block Earner's full suite of products and not specifically XRP-Backed Loans.

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Put your XRP to work without selling a single coin

Borrow AUD without selling your XRP holdings. Block Earner XRP-Backed Loans give you the flexibility to access capital quickly while maintaining your market exposure.

  • CheckBorrow up to $5 million AUD within 24 hours of approval
  • CheckMaintain your XRP exposure
  • CheckManage your loan via desktop or mobile app

A straightforward way to access to your crypto's value.

XRP-backed loan introduction

Fund life's big moves without selling your crypto

Borrow AUD using your XRP and unlock real-world opportunities, from lifestyle upgrades to travel and debt consolidation. Block Earner's built-in features help you navigate market fluctuations with confidence.

  • Check30-day Default Notice to restore LVR if needed
  • CheckAvoid crypto sell-offs, temporary dips won't trigger action
  • CheckMaintain your assets if prices rebound
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  • Car upgrades

    Car upgrades

    Buy your dream car, or cover unexpected costs

  • Travel

    Travel

    Pay for travel whenever you require a getaway

  • Debt consolidation

    Debt consolidation

    Simplify and manage your debt more effectively

  • Home improvement

    Home improvement

    Buy, redesign and renovate the place you call home

  • University

    University

    Invest in your education to build a bright future

  • Weddings

    Weddings

    Handle the expenses for any special occasion

Book a call

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Be first in line for XRP Loans
Join the waitlist

Keep your crypto, borrow AUD, and get updates before launch. Join the waitlist today and be among the first in Australia to access XRP-Backed AUD Loans.

Secure your spot on the waitlist.

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  • 1.
    Sign Up

    Open your account

  • 2.
    Get Verified

    Verify your identity

  • 3.
    Borrow AUD

    Buy or deposit crypto to get started

  • Get Started
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Schedule a call today
Get an answer fast

Managing your loan is easy. Track your loan balance, make repayments in AUD or XRP, monitor your LVR and manage it all in the app anytime.

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Avoiding crypto sell-offs

If your loan goes into default, natural-person borrowers have 30 days to repay AUD or add crypto security to restore the health of their loan. If no action is taken within this period, Block Earner may automatically sell a portion of your crypto security to bring your LVR back to 55%.

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    Unlock your digital assets

    Use your cryptocurrency as security to borrow AUD without having to sell your digital assets.

  • loan benefit illustration artwork

    Get AUD within 24 hours

    Get your borrowed cash fast, and direct to your bank account.

  • loan benefit artwork

    Flexible repayments

    Flexible repayment terms provide access to funds when you need them most.

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    Protected with Fireblocks

    Fireblocks is an ISO and SOC2 certified digital asset custodian.

  • loan benefit artwork

    Australian Credit License

    Authorised Representative (551024) offered under Australian Credit License (ACL 391876).*


Approved applicants only. Terms, conditions, fees and charges apply. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) authorised representative 551024 of Mortgage Direct Pty Limited ACN 075 721 434 Australian Credit Licence 391876. Registering does not guarantee access/approval, this product is under development and all information, including any estimates or calculations, is indicative only. Please seek professional financial advice before contemplating this or any credit products. See Target Market Determination (TMD).

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