Believe in the future of XRP?
Access AUD without selling
Borrow up to $5 million AUD within 24 hours, using your XRP as security.*
Join the waitlist below for the latest updates.
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Put your XRP to work without selling a single coin
Borrow AUD without selling your XRP holdings. Block Earner XRP-Backed Loans give you the flexibility to access capital quickly while maintaining your market exposure.
Borrow up to $5 million AUD within 24 hours of approval
Maintain your XRP exposure
Manage your loan via desktop or mobile app
A straightforward way to access to your crypto's value.



Fund life's big moves without selling your crypto
Borrow AUD using your XRP and unlock real-world opportunities, from lifestyle upgrades to travel and debt consolidation. Block Earner's built-in features help you navigate market fluctuations with confidence.
30-day Default Notice to restore LVR if needed
Avoid crypto sell-offs, temporary dips won't trigger action
Maintain your assets if prices rebound
Car upgrades
Buy your dream car, or cover unexpected costs
Travel
Pay for travel whenever you require a getaway
Debt consolidation
Simplify and manage your debt more effectively
Home improvement
Buy, redesign and renovate the place you call home
University
Invest in your education to build a bright future
Weddings
Handle the expenses for any special occasion

Be first in line for XRP Loans
Join the waitlist
Keep your crypto, borrow AUD, and get updates before launch. Join the waitlist today and be among the first in Australia to access XRP-Backed AUD Loans.


- 1.Sign Up
Open your account
- 2.Get Verified
Verify your identity
- 3.Borrow AUD
Buy or deposit crypto to get started
Schedule a call today
Get an answer fast
Managing your loan is easy. Track your loan balance, make repayments in AUD or XRP, monitor your LVR and manage it all in the app anytime.


Avoiding crypto sell-offs
If your loan goes into default, natural-person borrowers have 30 days to repay AUD or add crypto security to restore the health of their loan. If no action is taken within this period, Block Earner may automatically sell a portion of your crypto security to bring your LVR back to 55%.
Unlock your
digital assetsUse your cryptocurrency as security to borrow AUD without having to sell your digital assets.
Get AUD
within 24 hoursGet your borrowed cash fast, and direct to your bank account.
Flexible
repaymentsFlexible repayment terms provide access to funds when you need them most.
Protected with
FireblocksFireblocks is an ISO and SOC2 certified digital asset custodian.
Australian
Credit LicenseAuthorised Representative (551024) offered under Australian Credit License (ACL 391876).*
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