Banks Ignore Crypto Wealth — We Don’t
Buying property with crypto is the dream — now it’s a reality.
Crypto-backed home loans offer a smarter way to secure bridging finance or deposit funding, especially when banks refuse to acknowledge digital wealth. Whether you're purchasing a primary residence or expanding your investment portfolio, using your crypto as security can fast-track your property goals while keeping your holdings intact.
Here’s how one Block Earner customer used a Crypto-Backed Loan to buy real estate:
The Challenge
Traditional banks wouldn’t recognise users BTC as an asset, limiting the borrower’s ability to finance two homes in Northern Queensland.
Block Earner provided:
Bridging capital covering ~50% of the property value
BTC used as collateral — no need for fiat deposits or crypto sales
No impact on serviceability thanks to overcollateralised loan structure
Your crypto can do more than sit in a wallet.
Access real-world capital without selling your Bitcoin, Ethereum, XRP or Stablecoins.
Get Started
The Outcome
Borrower secured two residential properties
Maintained full crypto position
Flexibility to close the loan at any time using the BTC held as security — no out-of-pocket cost
Why More Aussies Are Choosing Block Earner
Block Earner is the home of Australia’s most accessible crypto-backed loans.
Same-day AUD to your bank
Maintain crypto exposure, borrow up to $5 million AUD
Transparent fees and fixed rates
No penalties for paying off early
Local support from a team that gets it
“Whether you're building wealth or enjoying it, Block Earner puts your crypto to work — without ever giving it up.”
Ready to unlock the value of your crypto?
*Disclaimer: This blog is for informational purposes only and does not constitute financial, legal, or tax advice. The scenarios presented are based on real customer experiences but may not be representative of your own situation. You should not rely on this information to make investment decisions. Always consider your personal circumstances and consult with a qualified professional before taking out a loan or making financial decisions involving cryptocurrency.
Approved applicants only. Terms, conditions, fees and charges apply. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) authorised representative 551024 of Mortgage Direct Pty Limited ACN 075 721 434 Australian Credit Licence 391876.
