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How Aussies are using
Crypto-Backed Loans

Your crypto can do more than sit in a wallet. With Block Earner Crypto-Backed Loans, you can access real-world capital without selling your Bitcoin, Ethereum or XRP.
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Crypto backed loan

Loans from

BTCETHXRPright arrowAU flag

9.50

%p.a.

Interest rate*

11.93

%p.a.

Comparison rate*

  • CheckMaintain crypto exposure
  • CheckBorrow up to $5 million AUD
  • CheckNo lock-ins, repay anytime

Case studies

From buying property to paying for a long awaited holiday — here’s how your crypto loan works for you in every case.

book a call

Crypto-Backed Loans

Borrow AUD using crypto

Access fast, flexible crypto loans in Australia. Book a call to learn more.

Review stars

5.0

"Excellent service, rates and user experience... From depositing crypto to money in my bank took less than 24hrs... Would recommend and use again in future."

Tommy H —Feb 22, 2024
location-pin
AU
Review stars

5.0

"Great way to consolidate loans. Straightforward with keenly priced interest rates."

Andrew W —Feb 18, 2024
location-pin
AU
Review stars

5.0

"Getting a btc backed loan was easy and fast. Congrats to the team for their excellent level of service."

Antoine C —Feb 14, 2024
location-pin
AU
Loan review background
  • 1.

    Apply for loan

    Borrow up to 50% of the value of your Bitcoin security

  • 2.

    Get approved

    Pre-approval is available before sending BTC for your loan

  • 3.

    Receive AUD

    Receive AUD directly to your bank account within 24 hours*

  • Get started
    Arrow

Additional information

*Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) under Australian Credit License 542689. *Capital is not covered by the Australian government deposit guarantee. For more info please see our Terms of Use and FAQs. Winner of 2024 WeMoney Award for Lending Innovation of the Year, 2026 WeMoney Award for Best Crypto-Backed Lending and 2026 FinTech Australia Award for Excellence in Consumer Lending for our Crypto-backed Loans. Winner of 2024 FinTech Australia Excellence in Blockchain/Distributed Ledger, 2024 Digital Economy Council of Australia Financial Services Innovator of the Year, 2025 FinTech Australia Excellence in Web3 (Blockchain or Crypto), 2025 Finder Innovation Awards Most Innovative Team, Tech Innovation and Digital Assets & Web3 Innovation. NB: These awards are for Block Earner's full suite of products and not specifically the Crypto-Backed Loans product.