Credit infrastructure
Built for your platform
ACL licensed
AUSTRAC registered
ISO/IEC 27001 certified
SOC 2 Type 1 attested
9 Wins industry awards
What Block Earner provides
Block Earner delivers the regulated infrastructure that lets you offer credit without building a lending operation. You own the customer. We run everything else.
Turn-key solution
Plug & play credit product enables your customers to borrow AUD using their crypto as security.
Fireblocks security
Your Bitcoin is held in Fireblocks custody, with whitelisted wallets and multi-signature security.
Australian Credit License
Registered with AUSTRAC and offered under Australian Credit License (ACL 542689).*
Risk management
Individuals have a 30-day grace period to restore LVR if needed, temporary dips won’t trigger action.
Lifecycle operations
From LVR alerts to repayments, we manage the operational lifecycle of every loan.
Settlement & administration
Speak directly with our Sydney team for fast, reliable assistance. Our experts are here for you.
You own distribution. We own the complexity.
Focus on distribution. We provide the lending infrastructure.
Block Earner’s infrastructure runs beneath your product.
Your platform owns
Customer relationship
Brand identity and distribution
Block Earner operates
Credit framework
Compliance, risk and capital
Partnership commercials
Revenue share
A new revenue stream through shared economics on each loan origination
Add credit to your platform
Gain market-agnostic revenue that grows with every new borrower.
Crypto-credit products
Loans are the first credit product available through the Block Earner credit framework. Enable customers to access AUD liquidity using their crypto as security, without selling. Same-day funding, no lock-ins, repay in crypto or fiat.
Crypto-backed loans • Available now
Plug & play • Co-branded •
Fast to market
Black Label
Minimal engineering effort- Rapid deployment
- Co-branded interface & emails
- Partner reporting and loan insights
- Full loan lifecycle managed by us
Launch crypto-backed loans quickly using a co-branded experience powered by Block Earner. Typical launch: 60–90 days
Credit changes your
revenue profile
Credit products can create an additional revenue stream and may increase the lifetime value of existing customers. Block Earner provides the lending infrastructure to support delivery, subject to applicable regulatory and compliance requirements.
loan terms can support recurring revenue and longer customer relationships
$5Mborrow up to $5 million, funded same day within 24 hours of approval
30DLVR grace period builds customer loyalty and reduces platform churn
Start with loans. Scale from there.
Block Earner’s credit infrastructure is designed to support multiple credit products over time without re-building integrations or partnership structures. Same partner. Same credit framework. New products. New revenue streams.
Ready to scale?
Block Earner’s credit infrastructure is designed to support multiple credit products over time without re-building integrations or partnership structures.
New products
Same partner
Same credit infrastructure
New revenue streams
