Excellence in Consumer Lending
· 2026 FinTech Australia Winner
ACL licensed
AUSTRAC registered
ISO/IEC 27001 certified
SOC 2 Type 1 attested
9 Wins industry awards
Block Earner holds Australian Credit Licence 542689 for specified credit activities and is registered with AUSTRAC for digital currency exchange and remittance services. The requirements and protections that apply depend on the product and loan purpose.
ACL · Block Earner holds Australian Credit Licence 542689
Authorising it to engage in specified credit activities. For loans covered by the National Credit Code, you’re entitled to clear disclosure, a suitability assessment and a regulated dispute pathway through AFCA. Not all products are covered by the Code. Refer to your loan documents to understand what applies to your loan.
DCE 100784590 · IND 100784590
Registered with AUSTRAC as a Virtual Asset Service Provider and Independent Remittance Provider. We are required to meet Australia’s anti-money-laundering and counter-terrorism-financing standards, including identity verification (KYC), transaction monitoring and reporting.
Promises about security mean little without an auditor’s signature behind them. Our controls are independently examined against globally recognised standards, so the way we protect your data and assets is verified by someone other than us.
Certified Information Security Management System
The international gold standard for managing information security. Certification confirms we run a structured, audited system for identifying risks and protecting data across people, processes and technology — and that we’re re-assessed to keep it.
Service Organisation Control · Trust Services Criteria
A SOC 2 Type 1 attestation is an independent auditor’s report on how our security controls are designed at a point in time, measured against the Trust Services Criteria for security, availability and confidentiality. Proof the architecture is sound by design.
Regulation keeps us safe; recognition shows we’re leading. Across consumer lending, blockchain and Web3, Australia’s leading fintech bodies have named us a winner nine times since 2024.
Licensed, registered, certified and independently audited, with the awards to match. Borrow against your digital assets on a platform built for Australians.
*Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) under Australian Credit License 542689. *Capital is not covered by the Australian government deposit guarantee. For more info please see our Terms of Use and FAQs. Winner of 2024 WeMoney Award for Lending Innovation of the Year, 2026 WeMoney Award for Best Crypto-Backed Lending and 2026 FinTech Australia Award for Excellence in Consumer Lending for our Crypto-backed Loans. Winner of 2024 FinTech Australia Excellence in Blockchain/Distributed Ledger, 2024 Digital Economy Council of Australia Financial Services Innovator of the Year, 2025 FinTech Australia Excellence in Web3 (Blockchain or Crypto), 2025 Finder Innovation Awards Most Innovative Team, Tech Innovation and Digital Assets & Web3 Innovation. NB: These awards are for Block Earner's full suite of products and not specifically the Crypto-Backed Loans product.
