Your crypto can do more than sit in a wallet. With Block Earner Crypto-backed loans, you can access real-world capital without selling your Bitcoin, Ethereum or Stablecoins.
From growing businesses and buying property to paying off debt or even booking that holiday, the home of Australia’s crypto-backed loans, Block Earner is helping Aussie crypto holders bring crypto back to life.*
Grow Wealth Without Selling Bitcoin
Expanding your business doesn’t have to mean giving up your crypto. With a crypto-backed loan, businesses and entrepreneurs can unlock working capital without liquidating their crypto holdings.
Whether you're scaling a hospitality venture, launching a new product, or investing in infrastructure, using your digital assets as security offers a tax-efficient, low-friction way to fund growth. Here’s how one Block Earner customer used a crypto-backed loan to move currency and scale his business:
The Challenge
Back in November 2023, one customer operating a hospitality business in Japan used BTC to bring revenue back on shore to Australia. He wanted to invest in multiple venues — both in Australia and a Japanese ski resort — but discovered that he didn’t want to lose his BTC exposure.
Traditional bank transfers were slow, involved multiple steps, high FX fees, and would have triggered unwanted capital gains, making them an inefficient option for cross-border expansion.
A Crypto-Backed Loan enabled them to:
Access capital without selling BTC
Secure multiple venues domestically and abroad
Maintain full BTC exposure during the loan term
Your crypto can do more than sit in a wallet.
Access real-world capital without selling your Bitcoin, Ethereum, XRP or Stablecoins.
Get Started
The Outcome
Bitcoin’s value doubled in 2024
Loan repaid using only ~50% of the original BTC security
~$3 million AUD profit (before property value growth)
Still holding the remaining BTC
Why More Aussies Are Choosing Block Earner
Block Earner is the home of Australia’s most accessible crypto-backed loans.
Same-day AUD to your bank
Maintain crypto exposure, borrow up to $5 million AUD
Transparent fees and fixed rates
No penalties for paying off early
Local support from a team that gets it
“Whether you're building wealth or enjoying it, Block Earner puts your crypto to work — without ever giving it up.”
Ready to unlock the value of your crypto?
*Disclaimer: This blog is for informational purposes only and does not constitute financial, legal, or tax advice. The scenarios presented are based on real customer experiences but may not be representative of your own situation. You should not rely on this information to make investment decisions. Always consider your personal circumstances and consult with a qualified professional before taking out a loan or making financial decisions involving cryptocurrency.
Approved applicants only. Terms, conditions, fees and charges apply. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) authorised representative 551024 of Mortgage Direct Pty Limited ACN 075 721 434 Australian Credit Licence 391876.
