Upgrade Your Home Without Selling Your Crypto
Renovating doesn’t have to mean draining your savings or selling your crypto at the wrong time. With a crypto-backed loan, homeowners can unlock funds for renovations while keeping their long-term exposure intact. Whether it’s a cosmetic refresh or a full structural upgrade, using crypto as security offers a faster, more flexible way to fund home improvements.
Here’s how one Block Earner customer used a crypto-backed loan to renovate her kitchen:
The Challenge
Juliette wanted to upgrade her kitchen with new appliances and structural improvements, but was around $40,000 short of the total renovation cost. While she held ETH, she didn’t want to sell it - especially in a volatile market - or trigger a tax event. Traditional options like personal loans came with higher interest rates and lengthy approval processes, making them less appealing.
Block Earner provided:
Access renovation funds without selling ETH
Avoid capital gains tax events
Start renovations immediately, without delays
Your crypto can do more than sit in a wallet.
Access real-world capital without selling your Bitcoin, Ethereum, XRP or Stablecoins.
Get Started
The Outcome
$40,000 renovation funded in AUD
Kitchen upgrades completed on schedule
ETH holdings remained untouched
Flexibility to repay the loan using cash or crypto over time
Why More Aussies Are Choosing Block Earner
Block Earner is the home of Australia’s most accessible crypto-backed loans.
Same-day AUD to your bank
Maintain crypto exposure, borrow up to $5 million AUD
Transparent fees and fixed rates
No penalties for paying off early
Local support from a team that gets it
“Whether you're building wealth or enjoying it, Block Earner puts your crypto to work — without ever giving it up.”
Ready to unlock the value of your crypto?
*Disclaimer: This blog is for informational purposes only and does not constitute financial, legal, or tax advice. The scenarios presented are based on real customer experiences but may not be representative of your own situation. You should not rely on this information to make investment decisions. Always consider your personal circumstances and consult with a qualified professional before taking out a loan or making financial decisions involving cryptocurrency.
Approved applicants only. Terms, conditions, fees and charges apply. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) authorised representative 551024 of Mortgage Direct Pty Limited ACN 075 721 434 Australian Credit Licence 391876.
