Market Update

Unblocking the Chain Podcast: Would you borrow against your Bitcoin?

22 Jun 20262min

Block Earner

In this episode of the Unblocking the Chain podcast, James Coombes, Co-Founder and Chief Commercial Officer of Block Earner, sits down with Drew Bradford from Macropod and Michael Prendiville from JellyC, for a timely conversation on Bitcoin-backed lending and where crypto loans are heading in Australia.

The conversation covers the maturing regulatory landscape following the Deca 2026 conference, the growing case for borrowing against crypto rather than selling it, Block Earner's crypto-backed home loan pilot, and the longer-term role of stablecoins and tokenisation in a faster, more connected financial system. It's a candid look at why crypto-backed credit is becoming a serious part of the Australian finance conversation, and what needs to happen next.

Click here to listen to the full episode.

What is a Bitcoin-Backed Loan?

A Bitcoin-backed loan is a crypto loan where you use your Bitcoin as security to borrow Australian dollars. You keep ownership of your Bitcoin, receive AUD into your bank account, and reclaim your BTC once the loan is repaid. Bitcoin loan borrowers maintain bitcoin market exposure. Here is how it works.

30 Jun 20265min

How LVR Works With Crypto Loans

If you are considering a crypto-backed loan, understanding LVR is not optional; it is the single most important number governing your loan. It determines how much you can borrow, and whether your crypto security is healthy or unhealthy. This guide explains exactly how LVR works, what happens when crypto markets move, and how to keep your loan in a healthy position.

25 Jun 20265 min