> ***“Without deviation from the norm, progress is not possible.”***<br/>Frank Zappa

*The 21st Century has been marked by times of massive upheaval. Political, social and financial stresses have greeted us at every corner, with seemingly no end to the cacophony of change happening both locally and globally. Yet if you set your sails right to these winds of change, there’s no telling where it could take you...*

In our increasingly connected digital worlds, the old saying of “Think global, act local” has been turned on its head. The widespread adoption of social media, smartphones and apps means we now have the ability to both think global *and* act global.

The internet permeates every square inch of modern life. In a lockdown that won’t allow you to travel outside your postcode? No worries, do that meeting in a video call. Your parents missing their grandchild a continent away? Share a digital photo album for them to like and comment to their hearts’ content. Broke your leg and can’t go to the supermarket? Order your groceries online and get it delivered right to your doorstep on the 5th floor of your apartment building.

But if you’re trying to transfer money to your cousin in another country, or even locally, after 5pm on a Saturday? Good luck with that! While many modern conveniences have become standard for us, mostly at the simple click of an icon or link, the world of banking and finance severely lags behind.

As we enter the third decade of the 21st Century, a seismic shift is finally happening in the way people think about and do their finances. 


# The System Is Broken

> ***“He’s wrong, you’re wrong...The whole damn system is wrong!.”*** <br/>Lisa Simpson

The very concept of money and financial value has always been abstract by definition. There is nothing intrinsically valuable about the paper or plastic it’s printed on. Currency only has value because we all agree it has value.

As our digital and physical lives have become more and more intertwined, so too has our money. Today, a hidden network of computers and machines communicate with one another through 0s and 1s to generate a list of accounts and records of where money travels around the world.

However, despite all the digital innovations implemented, banks and large financial institutions still run as they always have - in their ivory towers, away from prying eyes and pesky government regulations. The global financial crisis of 2008 opened the world’s eyes to the pitfalls of such centralised, power-hungry systems. *Something* had to change.

This next iteration of money was brought forward by the advent of blockchain technology, cryptocurrency, Bitcoin, and the DeFi revolution we find ourselves on the cusp of today.


# Block Earner - Free Your Money

> ***“We can only see a short distance ahead, but we can see plenty there that needs to be done.”***<br/>Alan Turing

With a wealth of DeFi experience already, our team has created a new experience for users to join the DeFi revolution through the Block Earner pipeline. Stripping away the daunting technological lingo and putting the power back into your own fingers, Block Earner connects you with the multi-billion dollar global pool of lending and borrowing digital assets.

As traditional banks and financial services continue to offer diminishing yields on savings accounts, Block Earner provides a **7% fixed and 2-18% variable annual yield**. This is unprecedented by any financial standard to date.

Our philosophy is to free your money to a decentralised global network. No transfer times, no finicky loan approvals, no shady dealings. Transparency, availability, adaptability  and security are built into the DNA of blockchain technology and DeFi - this is finance empowered for the everyday people on the ground. All you need is an internet connection and some money to plug into a world of infinite possibilities.

It’s still very early days, but the potential of DeFi and services such as Block Earner is staggering. The future of finance is happening right now, and right now is the time to act and get more done with your money than you ever thought possible.



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The 21st Century has been marked by times of massive upheaval. Political, social and financial stresses ...

Welcome to Block Earner

Without a doubt, we’re living through tough economic times — uncertainty in the macro market, fluctuation in foreign exchange rates and mounting inflationary pressure have all led to the culmination of this.

As founders, [Charlie and Jordan](https://blockearner.com.au/about-us/) have both experienced some of the pain points brought on by this downturn first-hand and empathise with other founders and businesses as they navigate the current reality.

For many businesses, high volatility in forex markets has meant they’ve had to re-evaluate their operational strategies and for startups, this has presented a significant challenge, especially as they plan for the next phase of their growth.

At Block Earner, we’ve been working hard to find a solution that addresses some of these pain points. We recently launched our yield-earning corporate treasuries solution, which allows businesses to get simple access to [USD](https://blockearner.com.au/products/usd-earner/) and [Gold](https://blockearner.com.au/products/gold-earner/) through Tier-1 digital assets and de-risk their treasury and manage funds using AUD.

Aussie businesses now have more options to efficiently deploy capital, mitigate forex risks and invest in their future. We’ve already onboarded over 20 startups and SMEs, with the likes of [Spiral Blue](https://www.spiralblue.space/), [blueshyft](https://www.blueshyft.com.au/), [Saardé](https://saarde.com/) and [The Timber Yard](https://www.thetimberyard.com.au/) managing their treasury with ease through Block Earner.

Adam McKenzie, Director at The Timber Yard, said: *“After navigating the challenges thrown at us by the pandemic over the past two years, our focus has been on sustained recovery and reinstating financial stability within the company. We are always thinking about how we can do things differently within our business, and BlockEarner is innovating in the fintech space for modern businesses.*

*It's so easy to create an account, and the freedom to be able to withdraw the funds at any time, made the decision to park our cash in the account a no-brainer – we now have much better cash reserves to be able to deal with our constantly fluctuating pay cycle while having the assurance that our money is working hard for us in the background.”*

Click [here](https://blockearner.com.au/business/treasury-management/) to learn more about our Treasury Management Solution.

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Australian businesses now have more options to efficiently deploy capital, mitigate forex risks and invest in their future.

Our Corporate Treasury Management Solution is Here

UN Women and the United Nations are celebrating International Women’s day this year under the theme “DigitALL: Innovation and technology for gender equality”. We asked some of our incredible team to share what this means to them by reflecting on their own experiences as women that are reshaping the future of finance. Read their inspiring responses below.

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**Rashi Goel, People and Culture Manager** - The key to building DE&I 

Hiring for diversity, equity and inclusion isn’t just about ticking off a box on a checklist. To truly create an environment that fosters equity and excellence, we must interrupt unconscious bias and not shy away from reassessing our people processes on an ongoing basis.

All employees, irrespective of gender, value similar attributes at work – a safe work environment, pay for merit, fair growth opportunities and flexibility. These attributes should form the DNA of any organisation and people practices should be built with non-homogeneity in mind. Processes that recognise individual needs and meet people where they are, is the key to truly cracking the code.

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**Lina Lukosiunaite, CRM Manager** - Empowerment through female allyship

Women in tech have achieved great things but women in emerging technologies and Web3 especially are highly underrepresented. As a female leader in the space, I feel it's important to give back through mentorship and share my career learnings to help other female leaders grow and be a part of building the future. 

I encourage all women to be an ally to both themselves and others, to continue pushing the norms and to believe they deserve to succeed.

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**Angie Liu, Product Owner** - A first step worth taking

Steering my career into Web3 is one of the best choices I’ve made. Every day, I feel that I’m surrounded by so many talented women, contributing to the industry and playing vital roles in shaping the future of the technology. They are the driving force behind excellence and making a true impact in STEM.

My advice to women considering a career in Web3 is to be resilient, bold, and proactive. Seek out mentors and allies, build support networks, and be unafraid to challenge the status quo. Taking the first step is always the hardest part but when you do, you will not only have the opportunity to build a successful career, but you’ll also be able to pave the way forward for future generations.

![DAN.jpg](https://strapi-service-execution-strapibucketc6c2af7f-xqyd4w1cm74e.s3.ap-southeast-2.amazonaws.com/DAN_f1ae5d973e.jpg)

**Dan Vu, Finance Analyst** - Driving change starts from within 

Entering the world of finance as a woman can be daunting, despite the many of us who have already paved the way by chipping away at the “glass ceiling”. Closing the gender gap in finance starts from within, by realising your full potential and breaking down unconscious bias in the workplace. 

Despite working in a male-dominated industry, I know that I have been given every equal opportunity and support to succeed in my career. That’s why I am proud to be working at a fintech startup that is leveraging technology and innovation to lead the way in valuing the diversity and inclusivity of women!

![NIDHI (1).jpg](https://strapi-service-execution-strapibucketc6c2af7f-xqyd4w1cm74e.s3.ap-southeast-2.amazonaws.com/NIDHI_1_795264e9b8.jpg)

**Nidhi Gorai, Brand & Comms Lead** - Allyship isn’t a privilege

In the span of my career in Comms I’ve had the privilege of working closely with some incredible founders and CEOs building game changing tech companies. Albeit they’ve been mostly male, I’ve felt trusted and supported to counsel them and tell their stories. Although, i think receiving allyship shouldn’t be a privilege it should be a given – in any role, across any function and by all genders. 

I’m proud to have worked with some incredible female leaders too and have to say, it's pretty powerful when you get to draw inspiration, firsthand from women that are fearlessly leading the charge on driving innovation.

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We asked some of our incredible team to share what this means to them by reflecting on their own experiences as women that are reshaping the future of finance.

Celebrating ‘Innovation and technology for gender equality' at Block Earner #IWD

It has been an exciting start to 2023 for the Block Earner team – from launching exciting new products, successfully expanding to Turkey – to being recognised as a finalist in** FinTech Australia's annual Finnie Awards** for the second year running!

This year we have been recognised again for **‘Excellence in Crypto and Digital Currencies’** and added a new badge of honour for **‘Excellence in Establishing Global Market Presence’** following our successful launch in Turkey late last year.

The Finnie Awards celebrate achievements across the Australian fintech ecosystem and this year it received over 300 entries from 250+ fintechs across 19 categories. Being recognised by  one of the most prestigious awards in the space is a testament to the hard work and dedication of our team, who have been working tirelessly to build a world-class platform that provides users with simple access to blockchain-powered financial tools and services.

Since launching in 2022, we have been dedicated to providing a secure and reliable next-gen finance platform for everyday users that combines the best of both traditional and blockchain finance offerings.

For many, Block Earner is the first foray into the world of DeFi and blockchain-powered finance, and we are committed to making this experience as smooth and user-friendly as possible. Being a Finnies finalist in x2 leading categories is a huge honour, and we are grateful for the recognition. It motivates us to continue pushing the envelope and finding new ways to innovate, forever. 

The Finnie Awards will take place in Melbourne on 31 May 2023. We’d like to thank Fintech Australia for the recognition and we look forward to celebrating another year of success in our ecosystem. Congratulations and good luck to all the finalists!

Thousands of customers are at the forefront of experiencing the convergence between traditional and digital currencies in one simple platform. Are you ready to [tap into next-gen, blockchain finance](https://app.blockearner.com.au/register)?

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This year we have been recognised again for ‘Excellence in Crypto and Digital Currencies’ and added a new badge of honour for ‘Excellence in Establishing Global Market Presence’ following our successful launch in Turkey late last year.

Block Earner is a ‘Finnies 2023’ finalist —  Australia’s most prestigious Fintech Awards 

Trust is a powerful yet fragile emotion. It takes years to establish and can vanish in the blink of an eye. At Block Earner, we understand the importance of trust and work tirelessly to create an environment where every user feels secure and confident on our platform.

**Foundation Built on Compliance & Expertise:**
Block Earner is proud to be a fully licensed and compliant Australian company, with our headquarters based in Sydney. We’re registered with AUSTRAC as a Digital Currency Exchange and Independent Remittance Provider and operate under an Authorised AFS License representative, with an Australia Credit License in progress – demonstrating our commitment to following regulations and maintaining the highest standards of operation.

**Experienced and Reliable:**
We follow strict risk diligence policies by partnering with industry-leading third-party providers to deliver our products and services. Thousands of users have trusted Block Earner to move millions of dollars through our platform, and we have yet to lose or misplace a single cent. Our track record speaks for itself, showcasing our dedication to providing a reliable and secure experience for all.

**Advanced Security Measures:**
We've developed proprietary technology to protect our platform from brute force attacks, DDoS, and other malicious hacking activity. Our cutting-edge security systems ensure that your assets remain safe from potential threats.

**Safeguarding Crypto Holdings with Fireblocks:**
Your crypto holdings are protected using advanced sharding technology known as Fireblocks. This system requires a minimum of 3 out of 6 signatures to authorise a transaction that hasn't been whitelisted or to add contracts and wallets to the whitelist. This added layer of security ensures your assets are protected at all times.

**A Team of Industry Specialists:**
Our founders both have a rich background in Australia's most successful DeFi platform – Synthetix and our team is formed by the smartest and brightest minds in the industry. Bringing a wealth of experience from backgrounds including, finance, technology, telco and e-commerce to drive Block Earner's success. We’re also proud to say we’ve built a team that is culturally diverse and gender-balanced, representing more than 10 nationalities and recently increasing our female headcount by 30%.  

At Block Earner, we are honoured to have earned your trust and will do everything in our power to maintain it. We're dedicated to providing a safe, secure, and reliable platform for our users, backed by a team of experts who share our commitment to excellence. With Block Earner, you can invest with confidence, knowing your assets are in good hands.

The future of finance is in your hand, [tap in today](https://app.blockearner.com.au/register)! 


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At Block Earner, we understand the importance of trust and work tirelessly to create an environment where every user feels secure and confident on our platform.

Our commitment to your peace of mind

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Welcome to Block Earner

Our Corporate Treasury Management Solution is Here

Celebrating ‘Innovation and technology for gender equality' at Block Earner #IWD

Block Earner is a ‘Finnies 2023’ finalist — Australia’s most prestigious Fintech Awards

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