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Excellence in Consumer Lending
2026 FinTech Australia Winner

James

James

Sydney, Australia

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Director, CCO


James Coombes is the CCO at Block Earner. With a strategic mindset and a knack for fostering partnerships, James drives the company's business growth and expansion initiatives. Leveraging his expertise in the industry, James spearheads innovative strategies to enhance market presence and drive profitability. Connect with James on professional networking platforms to discover more about his role in shaping the company's success.

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Review stars

Australian Fintech players are taking over the world. We are beyond excited to back the Block Earner team as they build out the first crypto native Fintech to serve Australia, and then the world.

Vance Spencer

Co-founder of Framework Ventures

Those searching for solutions seem unable to find reliable and long-term alternatives to record-low interest rates. We want Block Earner to be an answer to this.

Charlie Karaboga

Co-founder, CEO of Block Earner

Blockchain-based finance is obviously growing, and our goal is to bring some of those benefits to everyday people because the existing solutions clearly aren’t working for them.

Jordan Momtazi

Co-founder of Block Earner

At Block Earner, our goal is to simplify and communicate the benefits of decentralised finance for consumers and take blockchain technology on a path of mass adoption.

Apurva Chiranewala

General Manager of Block Earner

As seen in

  • The Sydney Morning Gerald
  • CoinDesk
  • Financial Review
  • CoinTelegraph
  • The Age

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Additional information

*Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) under Australian Credit License 542689. *Capital is not covered by the Australian government deposit guarantee. For more info please see our Terms of Use and FAQs. Winner of 2024 WeMoney Award for Lending Innovation of the Year, 2026 WeMoney Award for Best Crypto-Backed Lending and 2026 FinTech Australia Award for Excellence in Consumer Lending for our Crypto-backed Loans. Winner of 2024 FinTech Australia Excellence in Blockchain/Distributed Ledger, 2024 Digital Economy Council of Australia Financial Services Innovator of the Year, 2025 FinTech Australia Excellence in Web3 (Blockchain or Crypto), 2025 Finder Innovation Awards Most Innovative Team, Tech Innovation and Digital Assets & Web3 Innovation. NB: These awards are for Block Earner's full suite of products and not specifically the Crypto-Backed Loans product.