AUD Loans
Borrow using crypto
See how much could I borrow ->
Backed by
Loans from
9.50
Interest rate*
11.93
Comparison rate*
Maintain crypto exposure- Borrow up to $5m AUD
- No lock-ins, repay anytime
Line of Credit
Borrow AUD using crypto
Borrow up to 5 million within 24 hours of approval, with no lock-ins and no early repayment fees. Manage everything in-app: track your loan balance, manage your loan-to-value ratio (LVR), and repay using AUD or crypto.
9.50
% p.a.
11.93
% p.a.
Fixed Term
Loans for life’s big purchases
Borrow up to $5 million within 24 hours of approval, backed by your crypto. Enjoy predictable repayments and a fixed interest rate for up to 5 years. Access funds while maintaining exposure to your digital assets.
11.50
% p.a.
12.17
% p.a.
Min. Monthly repayments
$0.00 AUDRepay at anytime*
Origination fee
$0.00 AUD2% of loan amount*
Maximum interest
$0.00 AUD12 month loan term, assuming no early repayments*
- Total Interest
- 2% Origination Fee
- Loan Amount
*Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) authorised representative 551024 of Mortgage Direct Pty Limited ACN 075 721 434 Australian Credit Licence 391876.T&Cs apply.
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We’ve made it easy to stay on top of your crypto loan. You’ll be able to view your balance, make loan repayments, manage your loan-to-value ratio (LVR) and access helpful resources all in one place.
WeMoney Winner
2024 Lending
Innovation Of The Year*
Make your crypto go further with a Crypto-Backed Loan
Access up to $5M AUD with rapid approvals and flexible repayments, all within one app. Manage market fluctuations with confidence and stay in control.
- 30-day Default Notice to restore LVR if needed
- Avoid crypto sell-offs, temporary dips won't trigger action
- Maintain your assets if prices rebound
Car upgrades
Buy your dream car, or cover unexpected costs
Travel
Pay for travel whenever you require a getaway
Debt consolidation
Simplify and manage your debt more effectively
Home improvement
Buy, redesign and renovate the place you call home
University
Invest in your education to build a bright future
Weddings
Handle the expenses for any special occasion
How does it work?
You can borrow AUD without selling your crypto. Once approved, AUD will be sent directly to your bank account within 24 hours.
You can manage your loan ratio with AUD or crypto. You have the flexibility to repay your loan on any schedule or in full the end of the 12 month period.
Stay on top of your LVR with in-app notifications, emails and SMS updates. We will also send you a weekly update about the status of your loan.
Borrow AUD
Borrow AUD using the Bitcoin, Ether, USDT or USDC as security.
Rapid approval times
Get your borrowed cash fast, and direct to your bank account.
Competitive fixed rates
At the end of each month, any unpaid interest will be added to the balance of the loan.
Maintain crypto exposure
By using Crypto-Backed Loans you maintain exposure to crypto price movements.
5.0
"Excellent service, rates and user experience... From depositing crypto to money in my bank took less than 24hrs... Would recommend and use again in future."
5.0
"Great way to consolidate loans. Straightforward with keenly priced interest rates."
5.0
"Getting a btc backed loan was easy and fast. Congrats to the team for their excellent level of service."
- 1.Sign Up
Open your account
- 2.Get Verified
Verify your identity
- 3.Borrow AUD
Buy or deposit crypto to get started
Avoiding crypto sell-offs
If your loan goes into default, natural-person borrowers have 30 days to repay AUD or add crypto security to restore the health of their loan. If no action is taken within this period, Block Earner may automatically sell a portion of your crypto security to bring your LVR back to 55%.
Unlock your
digital assetsUse your cryptocurrency as security to borrow AUD without having to sell your digital assets.
Get AUD
within 24 hoursGet your borrowed cash fast, and direct to your bank account.
Flexible
repaymentsFlexible repayment terms provide access to funds when you need them most.
Protected with
FireblocksFireblocks is an ISO and SOC2 certified digital asset custodian.
Australian
Credit LicenseAuthorised Representative (551024) offered under Australian Credit License (ACL 391876).*
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