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Crypto Curious Podcast: Can Bitcoin Buy You a Home?

20 Jul 20262min

Written by Oscar Panaretto

[Click here to listen to the full episode.]
In this episode of the Crypto Curious Podcast, James Coombes, Chief Commercial Officer at Block Earner, joins Blake Cassidy and Tracey Plowman to unpack how crypto-backed loans are evolving in Australia, including Bitcoin-backed home loans and borrowing AUD against crypto instead of selling it.
Crypto-backed loans may be used for personal or business purposes. Common uses can include:
  • Business working capital
  • Equipment or inventory
  • Commercial opportunities
  • Major personal expenses
  • Refinancing eligible debts
  • Property deposits or renovations
Borrowers remain exposed to movements in the value of the cryptocurrency used as security. This means they may benefit if its price increases, but they also remain exposed to losses if its price falls. Learn about Crypto-Backed Loans.
The conversation goes behind the scenes at Block Earner to explore how its Bitcoin-Backed Home Loan works, what the team learnt while securing an Australian Credit Licence, and Australia’s evolving crypto lending landscape. It’s a practical discussion for Australians and Australian businesses exploring Bitcoin-backed loans, business loans, and home loans, using eligible crypto as security to access AUD.
[Click here to listen to the full episode.]
Disclaimer: The information contained in this blog is general in nature and is provided for informational purposes only. It does not constitute financial, legal, or tax advice, and should not be relied upon as such. Block Earner does not guarantee the accuracy or completeness of any information presented. You should consider your own personal circumstances and seek professional advice before making any financial or investment decisions. Past performance is not indicative of future results. All investments carry risk. Crypto-backed loans carry real risks. The value of your crypto can fall sharply, rapidly increasing your LVR and reducing any initial buffer. This may require you to add security or repay part of the loan and could result in some or all of your crypto being sold. *Approved applicants only. Terms, conditions, fees and charges apply. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) under Australian Credit License 542689.

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Additional information

*Information on the Block Earner website is intended to be general information only and is not financial advice. *Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) under Australian Credit License 542689. *Capital is not covered by the Australian government deposit guarantee. For more info please see our Terms of Use and FAQs. Winner of 2024 WeMoney Award for Lending Innovation of the Year, 2026 WeMoney Award for Best Crypto-Backed Lending and 2026 FinTech Australia Award for Excellence in Consumer Lending for our Crypto-backed Loans. Winner of 2024 FinTech Australia Excellence in Blockchain/Distributed Ledger, 2024 Digital Economy Council of Australia Financial Services Innovator of the Year, 2025 FinTech Australia Excellence in Web3 (Blockchain or Crypto), 2025 Finder Innovation Awards Most Innovative Team, Tech Innovation and Digital Assets & Web3 Innovation. NB: These awards are for Block Earner's full suite of products and not specifically the Crypto-Backed Loans product.