Corporate
Cointree integrates with Block Earner to expand access to crypto-backed loans
12 Nov 2026
Australian digital asset exchange Cointree today (November 4th, 2026) announced an integration with Block Earner, Australia's leading crypto-backed lending fintech, giving eligible customers a new way to apply for AUD loans using supported crypto as security.
The integration lets customers start the loan process in their Cointree account before completing Block Earner’s application and credit assessment. If approved, customers provide eligible crypto as security and Block Earner disburses the approved loan amount in AUD.
Block Earner provides and manages the loan, including credit assessment, approval, security management, repayments, and loan-to-value ratio monitoring. Cointree does not provide credit or make lending decisions.
The integration gives customers an alternative to selling supported crypto when they need to access AUD. Depending on the loan terms, a borrower may need to provide additional security or make a repayment, and Cointree may sell some security if required action isn't taken.
Jess Renden, Cointree’s CEO, said the integration reflects Cointree’s focus on giving Australian customers practical ways to navigate the digital asset economy.
“For more than a decade, Cointree has worked to make crypto more accessible and easier to understand for Australians. This integration gives eligible customers another way to use supported digital assets, while keeping clear education, product responsibility and risk awareness at the centre of the experience.”
Charlie Karaboga, co-founder and CEO of Block Earner, said:
“We're excited to be partnering with Cointree to give more Australians access to crypto-backed lending through a platform they already know and trust. By combining our lending technology with our own Australian Credit Licence, we're providing a regulated pathway for customers to borrow against their digital assets without having to sell them. It's another important step in making crypto-backed lending more widely accessible.”
About Cointree
Founded in 2013, Cointree has been helping Australians move with the market, not watch it from the sidelines. Proudly built in Melbourne, Cointree was created by Australians, for Australians, with a focus on making crypto more accessible, secure, and easy to navigate.
About Block Earner
Block Earner is an Australian fintech building the next generation of credit products for digital asset holders. Through its Crypto-Backed Loans product, customers can borrow AUD against their crypto holdings without selling. Block Earner is registered with AUSTRAC and holds an Australian Credit Licence.
Block Earner was recently awarded Excellence in Consumer Lending at the 2026 Finnies Awards, Australia’s leading fintech industry awards, in recognition of its role in developing practical, regulated digital-asset lending products for Australian consumers and investors.
Disclaimer: This announcement is general information only and is not financial, investment, credit, tax, or legal advice, nor an offer to acquire any product. Block Earner crypto-backed loans are made available to eligible Cointree customers under a referral arrangement, whereby Cointree introduces interested customers to Block Earner and does not provide credit, credit assistance, or any recommendation about whether a loan is suitable for you. Approved applicants only. Terms, conditions, fees and charges apply. Credit is provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner ACN 655 090 869, Australian Credit Licence 542689 ("Block Earner"). Digital Capital Services Pty Ltd ACN 637 970 408 ("DCS") is Credit Representative number 579374 of Block Earner and acts only as an intermediary. Block Earner is solely responsible for assessing, approving, providing, and administering any loan. Crypto assets are highly volatile, and a fall in the value of your security may require additional security, early repayment, or the sale of your security, so make sure you understand the risks before borrowing.
*Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Earner (ACN 655 090 869) under Australian Credit License 542689. *Capital is not covered by the Australian government deposit guarantee. For more info please see our Terms of Use and FAQs.
